.elementor-844 .elementor-element.elementor-element-36c5716d{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--gap:60px 60px;--row-gap:60px;--column-gap:60px;--overlay-opacity:0.15;--padding-top:100px;--padding-bottom:100px;--padding-left:20px;--padding-right:20px;}.elementor-844 .elementor-element.elementor-element-36c5716d:not(.elementor-motion-effects-element-type-background), .elementor-844 .elementor-element.elementor-element-36c5716d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-36c5716d::before, .elementor-844 .elementor-element.elementor-element-36c5716d > .elementor-background-video-container::before, .elementor-844 .elementor-element.elementor-element-36c5716d > .e-con-inner > .elementor-background-video-container::before, .elementor-844 .elementor-element.elementor-element-36c5716d > .elementor-background-slideshow::before, .elementor-844 .elementor-element.elementor-element-36c5716d > .e-con-inner > .elementor-background-slideshow::before, .elementor-844 .elementor-element.elementor-element-36c5716d > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-image:url("https://birchtreemortgage.com/wp-content/uploads/2026/07/Essential-Geometry-Grid-Backgrounds-3-1.png");--background-overlay:'';background-position:center center;background-size:cover;}.elementor-844 .elementor-element.elementor-element-377947ba{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--overflow:hidden;--border-radius:30px 30px 30px 30px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-844 .elementor-element.elementor-element-aa8b7e2{--display:flex;--justify-content:flex-end;--overlay-opacity:0.9;--padding-top:50px;--padding-bottom:50px;--padding-left:50px;--padding-right:50px;}.elementor-844 .elementor-element.elementor-element-aa8b7e2:not(.elementor-motion-effects-element-type-background), .elementor-844 .elementor-element.elementor-element-aa8b7e2 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url("https://birchtreemortgage.com/wp-content/uploads/2026/07/loan-instability-causing-a-problem-for-business-2026-03-25-03-32-08-utc-scaled.webp");background-position:center center;background-size:cover;}.elementor-844 .elementor-element.elementor-element-aa8b7e2::before, .elementor-844 .elementor-element.elementor-element-aa8b7e2 > .elementor-background-video-container::before, .elementor-844 .elementor-element.elementor-element-aa8b7e2 > .e-con-inner > .elementor-background-video-container::before, .elementor-844 .elementor-element.elementor-element-aa8b7e2 > .elementor-background-slideshow::before, .elementor-844 .elementor-element.elementor-element-aa8b7e2 > .e-con-inner > .elementor-background-slideshow::before, .elementor-844 .elementor-element.elementor-element-aa8b7e2 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:transparent;--background-overlay:'';background-image:linear-gradient(180deg, var( --e-global-color-text ) 0%, var( --e-global-color-secondary ) 60%);}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;color:var( --e-global-color-primary );}.elementor-844 .elementor-element.elementor-element-16d98a96 .elementor-heading-title{font-family:"Noto Sans", Sans-serif;font-size:25px;font-weight:700;text-transform:capitalize;line-height:1.3em;color:var( --e-global-color-c546c7d );}.elementor-widget-icon-box.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-primary );}.elementor-widget-icon-box.elementor-view-framed .elementor-icon, .elementor-widget-icon-box.elementor-view-default .elementor-icon{fill:var( --e-global-color-primary );color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-title, .elementor-widget-icon-box .elementor-icon-box-title a{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;}.elementor-widget-icon-box .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box:has(:hover) .elementor-icon-box-title,
					 .elementor-widget-icon-box:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-primary );}.elementor-widget-icon-box .elementor-icon-box-description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-wrapper{align-items:center;text-align:start;gap:20px;}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-title{margin-block-end:5px;color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-7f8a2612.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-7f8a2612.elementor-view-framed .elementor-icon, .elementor-844 .elementor-element.elementor-element-7f8a2612.elementor-view-default .elementor-icon{fill:var( --e-global-color-c546c7d );color:var( --e-global-color-c546c7d );border-color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon{font-size:35px;}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-title a{font-family:var( --e-global-typography-b21c26e-font-family ), Sans-serif;font-size:var( --e-global-typography-b21c26e-font-size );font-weight:var( --e-global-typography-b21c26e-font-weight );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-7f8a2612:has(:hover) .elementor-icon-box-title,
					 .elementor-844 .elementor-element.elementor-element-7f8a2612:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-wrapper{align-items:center;text-align:start;gap:20px;}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-title{margin-block-end:5px;color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-666bf36c.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-666bf36c.elementor-view-framed .elementor-icon, .elementor-844 .elementor-element.elementor-element-666bf36c.elementor-view-default .elementor-icon{fill:var( --e-global-color-c546c7d );color:var( --e-global-color-c546c7d );border-color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon{font-size:35px;}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-title a{font-family:var( --e-global-typography-b21c26e-font-family ), Sans-serif;font-size:var( --e-global-typography-b21c26e-font-size );font-weight:var( --e-global-typography-b21c26e-font-weight );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-666bf36c:has(:hover) .elementor-icon-box-title,
					 .elementor-844 .elementor-element.elementor-element-666bf36c:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-wrapper{align-items:center;text-align:start;gap:20px;}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-title{margin-block-end:5px;color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-3c0e867a.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-3c0e867a.elementor-view-framed .elementor-icon, .elementor-844 .elementor-element.elementor-element-3c0e867a.elementor-view-default .elementor-icon{fill:var( --e-global-color-c546c7d );color:var( --e-global-color-c546c7d );border-color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon{font-size:35px;}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-title a{font-family:var( --e-global-typography-b21c26e-font-family ), Sans-serif;font-size:var( --e-global-typography-b21c26e-font-size );font-weight:var( --e-global-typography-b21c26e-font-weight );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-3c0e867a:has(:hover) .elementor-icon-box-title,
					 .elementor-844 .elementor-element.elementor-element-3c0e867a:has(:focus) .elementor-icon-box-title{color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-description{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-235ceb91{--display:flex;--justify-content:flex-start;--padding-top:50px;--padding-bottom:50px;--padding-left:50px;--padding-right:50px;}.elementor-844 .elementor-element.elementor-element-235ceb91:not(.elementor-motion-effects-element-type-background), .elementor-844 .elementor-element.elementor-element-235ceb91 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:transparent;background-image:linear-gradient(120deg, var( --e-global-color-secondary ) 0%, var( --e-global-color-accent ) 100%);}.elementor-widget-divider{--divider-color:var( --e-global-color-secondary );}.elementor-widget-divider .elementor-divider__text{color:var( --e-global-color-secondary );font-family:var( --e-global-typography-secondary-font-family ), Sans-serif;}.elementor-widget-divider.elementor-view-stacked .elementor-icon{background-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon{color:var( --e-global-color-secondary );border-color:var( --e-global-color-secondary );}.elementor-widget-divider.elementor-view-framed .elementor-icon, .elementor-widget-divider.elementor-view-default .elementor-icon svg{fill:var( --e-global-color-secondary );}.elementor-844 .elementor-element.elementor-element-38c4a64c{--divider-border-style:solid;--divider-color:var( --e-global-color-c546c7d );--divider-border-width:1.5px;}.elementor-844 .elementor-element.elementor-element-38c4a64c .elementor-divider-separator{width:207px;}.elementor-844 .elementor-element.elementor-element-38c4a64c .elementor-divider{padding-block-start:5px;padding-block-end:5px;}.elementor-844 .elementor-element.elementor-element-38c4a64c .elementor-divider__text{color:var( --e-global-color-c546c7d );font-family:var( --e-global-typography-3958d75-font-family ), Sans-serif;font-size:var( --e-global-typography-3958d75-font-size );font-weight:var( --e-global-typography-3958d75-font-weight );text-transform:var( --e-global-typography-3958d75-text-transform );line-height:var( --e-global-typography-3958d75-line-height );letter-spacing:var( --e-global-typography-3958d75-letter-spacing );}.elementor-844 .elementor-element.elementor-element-1f45e1f0 .elementor-heading-title{font-family:"Noto Sans", Sans-serif;font-size:25px;font-weight:700;text-transform:none;line-height:1.3em;color:var( --e-global-color-c546c7d );}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-844 .elementor-element.elementor-element-6bf7d808 p{margin-block-end:0px;}.elementor-844 .elementor-element.elementor-element-6bf7d808{color:var( --e-global-color-c546c7d );}.elementor-844 .elementor-element.elementor-element-720eca2f{z-index:999;}@media(max-width:1024px){.elementor-844 .elementor-element.elementor-element-36c5716d{--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--gap:30px 30px;--row-gap:30px;--column-gap:30px;--padding-top:50px;--padding-bottom:50px;--padding-left:15px;--padding-right:15px;}.elementor-844 .elementor-element.elementor-element-377947ba{--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}.elementor-844 .elementor-element.elementor-element-aa8b7e2{--padding-top:35px;--padding-bottom:35px;--padding-left:35px;--padding-right:35px;}.elementor-844 .elementor-element.elementor-element-16d98a96 .elementor-heading-title{font-size:23px;}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-title a{font-size:var( --e-global-typography-b21c26e-font-size );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-title a{font-size:var( --e-global-typography-b21c26e-font-size );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-title a{font-size:var( --e-global-typography-b21c26e-font-size );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-235ceb91{--padding-top:35px;--padding-bottom:35px;--padding-left:35px;--padding-right:35px;}.elementor-844 .elementor-element.elementor-element-38c4a64c .elementor-divider__text{font-size:var( --e-global-typography-3958d75-font-size );line-height:var( --e-global-typography-3958d75-line-height );letter-spacing:var( --e-global-typography-3958d75-letter-spacing );}.elementor-844 .elementor-element.elementor-element-1f45e1f0 .elementor-heading-title{font-size:23px;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(max-width:767px){.elementor-844 .elementor-element.elementor-element-aa8b7e2{--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-844 .elementor-element.elementor-element-16d98a96 .elementor-heading-title{font-size:23px;}.elementor-widget-icon-box .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-title a{font-size:var( --e-global-typography-b21c26e-font-size );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-7f8a2612 .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-title a{font-size:var( --e-global-typography-b21c26e-font-size );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-666bf36c .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-title, .elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-title a{font-size:var( --e-global-typography-b21c26e-font-size );line-height:var( --e-global-typography-b21c26e-line-height );}.elementor-844 .elementor-element.elementor-element-3c0e867a .elementor-icon-box-description{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-844 .elementor-element.elementor-element-235ceb91{--padding-top:35px;--padding-bottom:35px;--padding-left:20px;--padding-right:20px;}.elementor-844 .elementor-element.elementor-element-38c4a64c .elementor-divider__text{font-size:var( --e-global-typography-3958d75-font-size );line-height:var( --e-global-typography-3958d75-line-height );letter-spacing:var( --e-global-typography-3958d75-letter-spacing );}.elementor-844 .elementor-element.elementor-element-1f45e1f0 .elementor-heading-title{font-size:23px;}.elementor-widget-text-editor{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}}@media(min-width:768px){.elementor-844 .elementor-element.elementor-element-36c5716d{--content-width:1280px;}.elementor-844 .elementor-element.elementor-element-aa8b7e2{--width:60%;}}@media(max-width:1024px) and (min-width:768px){.elementor-844 .elementor-element.elementor-element-aa8b7e2{--width:100%;}}